Payment terms are where many buyers quietly lose control of cash flow. The structure matters as much as the price.
The Deposit Logic
A deposit secures production without tying up the full amount upfront. A reasonable deposit also signals you are a serious, committed buyer. Keep the balance linked to a verified ship milestone.
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Tie Balance to Proof
Release the balance against packed photos or a shipping document, not a promise. This protects you if finish or quantity is wrong before goods leave. A reliable partner expects this and provides evidence willingly.
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Use Terms to Stay Agile
Negotiate payment after sample approval so you are never funding a unknown. Spread payments across a split shipment to match incoming stock. Document every milestone so disputes never depend on memory.
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Continue reading: Wholesale Jewelry Lead Times: What Is Realistic and What to Plan Around, Air vs Sea Freight for Wholesale Jewelry: A Cost and Risk Breakdown, Understanding Import Duties on Wholesale Jewelry (Buyer Basics).
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